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How to find your new home

You've thought about your main questions, and you know what your priorities are, so you are ready to start viewing homes that really appeal to you. Other things to think about are the area in which you are buying, so check out local amenities, do a bit of research, look at transport links.

 

Find the property that works for you! Asking these questions may help you make your decision:

  • Do the transport links meet your needs?
  • Who are your neighbours? Are there any disputes?
  • What is the street like? is it well lit? Is there parking?
  • What are the kitchen and bathroom like? Will anything need replacing?
  • How old is the boiler? Are there guarantees? when was it last checked?
  • Are there any signs of damp, especially if its a basements flat?
  • If it is a leasehold property you are interested in, enquire about the service charge and ground rent, and what is the length of the lease? Mortgage lenders prefer to lend on a lease over 80 years, but if it's under that, ask the seller to consider extending it.
  • What is the council tax band?
  • Is there and Energy Performance Certificate (EPC)?
  • Is there double glazing?
  • Is there an attic/loft? Is it well insulated?
  • When was the rood last repaired? Check for missing slates or sagging.
  • What fixtures and fittings are included? Is the seller prepared to leave/sell the white goods?
  • What is the seller's position? Do their timings suit yours?

  

TIP

Why not take a partner or friend with you when you go to view a property for a second opinion?

 
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